"Asset Allocation and Retirement: Do You Need to Make a Change" is an excellent article on what it will take to make your savings last - and how long (based on historical data) it may last.
Many investors who are approaching retirement are wondering if they will need to change their asset allocation when they are no longer collecting a paycheck. The information available from the popular press and many advisors is to generally guide retirees to change their allocation to one that is more conservative. This is usually interpreted to mean that the investor should lighten up on stocks and put more of their investments into bonds.
See AAII article
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